Discover reliable ATM services in the heart of Srinagar, Kashmir’s enchanting capital, where seamless cash access meets unparalleled convenience for travelers and locals alike. Our state-of-the-art ATMs operate 24/7 with advanced security features, ensuring swift transactions, competitive withdrawal limits, and minimal downtime, all tailored to India’s dynamic banking landscape for a hassle-free experience amidst the region’s breathtaking Himalayan backdrop.
ATMs in Srinagar, Jammu and Kashmir
State Bank of India ATM

3RHH+MQ2, Batapora - Dalgate Rd, Rainawari, Srinagar, Jammu and Kashmir 190001
+91 1800 11 2211
The State Bank of India ATM located at 3RHH+MQ2, Batapora – Dalgate Rd, Rainawari, Srinagar, Jammu and Kashmir 190001 delivers reliable 24/7 cash access with robust security features and seamless transactions. Supported by the toll-free helpline +91 1800 11 2211, its prime central position ensures effortless banking convenience for locals and travelers, minimizing wait times and enhancing financial efficiency.
| Sunday | Open 24 hours |
| Monday | Open 24 hours |
| Tuesday | Open 24 hours |
| Wednesday | Open 24 hours |
| Thursday | Open 24 hours |
| Friday | Open 24 hours |
| Saturday | Open 24 hours |
State Bank of India ATM

3QFX+5F4, Shergarhi, Srinagar, Jammu and Kashmir 190010
+91 1800 11 2211
The State Bank of India ATM located at 3QFX+5F4, Shergarhi, Srinagar, Jammu and Kashmir 190010 provides exceptional convenience with its 24/7 availability, ensuring seamless cash withdrawals and transactions anytime. Its strategic central location in Srinagar minimizes wait times, while the reliable service and dedicated helpline at +91 1800 11 2211 offer quick support, making it a trusted choice for secure and efficient banking in the region.
| Sunday | Open 24 hours |
| Monday | Open 24 hours |
| Tuesday | Open 24 hours |
| Wednesday | Open 24 hours |
| Thursday | Open 24 hours |
| Friday | Open 24 hours |
| Saturday | Open 24 hours |
State Bank of India ATM

3RF9+498, Residency Road, Regal Chowk, Munshi Bagh, Srinagar, Jammu and Kashmir 190001
+91 1800 11 2211
The State Bank of India ATM at 3RF9+498, Residency Road, Regal Chowk, Munshi Bagh, Srinagar, Jammu and Kashmir 190001 offers unparalleled convenience and reliability for customers in the heart of Srinagar, providing 24/7 access to cash withdrawals, deposits, and balance inquiries with state-of-the-art security features. Its strategic location ensures quick and hassle-free banking even during peak hours, complemented by dedicated customer support via the toll-free number +91 1800 11 2211, making it a top choice for seamless financial transactions in the region.
| Sunday | Open 24 hours |
| Monday | Open 24 hours |
| Tuesday | Open 24 hours |
| Wednesday | Open 24 hours |
| Thursday | Open 24 hours |
| Friday | Open 24 hours |
| Saturday | Open 24 hours |
SBI ATM
3RJM+22W, Old Gagribal Road, Gagribal, Srinagar, Jammu and Kashmir 190001
+91 1800 11 2211
The SBI ATM located at 3RJM+22W, Old Gagribal Road, Gagribal, Srinagar, Jammu and Kashmir 190001 provides exceptional convenience and reliability for seamless banking needs. Operating 24/7, it delivers secure transactions backed by State Bank of India’s trusted infrastructure, with dedicated support available at +91 1800 11 2211 for any queries.
| Sunday | Open 24 hours |
| Monday | Open 24 hours |
| Tuesday | Open 24 hours |
| Wednesday | Open 24 hours |
| Thursday | Open 24 hours |
| Friday | Open 24 hours |
| Saturday | Open 24 hours |
Jammu and Kahsmir Bank ATM

4R5C+F86, Badam Wari Path, Botaraj Colony, Srinagar, Jammu and Kashmir 190003
The Jammu and Kashmir Bank ATM located at 4R5C+F86, Badam Wari Path, Botaraj Colony, Srinagar, Jammu and Kashmir 190003 provides reliable 24/7 access to cash withdrawals, balance inquiries, and other essential banking services in a secure and conveniently positioned spot. Ideal for residents and visitors in the bustling Botaraj Colony area, it ensures swift transactions with minimal queues and robust security features, making it a dependable choice for everyday financial needs.
| Sunday | Open 24 hours |
| Monday | Open 24 hours |
| Tuesday | Open 24 hours |
| Wednesday | Open 24 hours |
| Thursday | Open 24 hours |
| Friday | Open 24 hours |
| Saturday | Open 24 hours |
SBI ATM

Ag Office, near t. Police Lines, Karan Nagar, Srinagar, Jammu and Kashmir 190001
+91 1800 1234
The SBI ATM located at Ag Office, near T. Police Lines, Karan Nagar, Srinagar, Jammu and Kashmir 190001, delivers exceptional convenience and reliability for seamless banking transactions. Situated in a prime, accessible spot, it offers 24/7 availability for cash withdrawals, deposits, and balance inquiries, backed by State Bank of India’s trusted network. For support, dial +91 1800 1234 or visit https://bank.sbi/.
| Sunday | Open 24 hours |
| Monday | Open 24 hours |
| Tuesday | Open 24 hours |
| Wednesday | Open 24 hours |
| Thursday | Open 24 hours |
| Friday | Open 24 hours |
| Saturday | Open 24 hours |
State Bank Of India ATM
3QVR+6J5, Safa Kadal Bridge, Sekidaffar, Safakadal, Srinagar, Jammu and Kashmir 190002
+91 1800 11 2211
The State Bank of India ATM located at 3QVR+6J5, Safa Kadal Bridge, Sekidaffar, Safakadal, Srinagar, Jammu and Kashmir 190002 delivers exceptional convenience and reliability for everyday banking needs. Positioned near the bustling Safa Kadal Bridge, it ensures 24/7 access to secure cash withdrawals and transactions, backed by the efficient SBI helpline at +91 1800 11 2211, making it an ideal choice for residents and visitors seeking hassle-free financial services.
| Sunday | 7 AM–8 PM |
| Monday | 7 AM–8 PM |
| Tuesday | 7 AM–8 PM |
| Wednesday | 7 AM–8 PM |
| Thursday | 7 AM–8 PM |
| Friday | 7 AM–8 PM |
| Saturday | 7 AM–8 PM |
State Bank of India ATM

3R24+6FH, Ram Bagh, Srinagar, Jammu and Kashmir 190015
+91 1800 11 2211
The State Bank of India ATM at 3R24+6FH, Ram Bagh, Srinagar, Jammu and Kashmir 190015 delivers exceptional convenience with 24/7 availability, enabling seamless cash withdrawals, deposits, and balance inquiries at any time. Situated in a prime, accessible location in Ram Bagh, it ensures secure transactions backed by advanced technology and reliable support via the toll-free helpline +91 1800 11 2211, making it an ideal choice for efficient banking in the region.
| Sunday | Open 24 hours |
| Monday | Open 24 hours |
| Tuesday | Open 24 hours |
| Wednesday | Open 24 hours |
| Thursday | Open 24 hours |
| Friday | Open 24 hours |
| Saturday | Open 24 hours |
State Bank Of India ATM

34.115420,74.806191
+91 1800 11 2211
The State Bank of India ATM located at coordinates 34.115420, 74.806191 provides reliable 24/7 access to cash withdrawals, balance inquiries, and other essential banking services, ideal for customers in high-traffic areas. Supported by the dedicated helpline +91 1800 11 2211, it ensures secure transactions with minimal downtime and user-friendly interfaces, making it a convenient and trustworthy option for seamless financial needs.
| Sunday | Open 24 hours |
| Monday | Open 24 hours |
| Tuesday | Open 24 hours |
| Wednesday | Open 24 hours |
| Thursday | Open 24 hours |
| Friday | Open 24 hours |
| Saturday | Open 24 hours |
Jammu and Kashmir Bank ATM

Regal Chowk, Munshi Bagh, Srinagar, Jammu and Kashmir 190001
The Jammu and Kashmir Bank ATM at Regal Chowk, Munshi Bagh, Srinagar, Jammu and Kashmir 190001 stands out for its prime location and round-the-clock accessibility, making it an ideal choice for seamless cash withdrawals and banking needs in the heart of Srinagar. Customers appreciate the robust security measures, quick transaction speeds, and reliable service backed by a trusted regional institution, ensuring hassle-free operations even during peak hours or late nights.
| Sunday | Open 24 hours |
| Monday | Open 24 hours |
| Tuesday | Open 24 hours |
| Wednesday | Open 24 hours |
| Thursday | Open 24 hours |
| Friday | Open 24 hours |
| Saturday | Open 24 hours |
More information
Where can I find ATMs in Srinagar, Jammu and Kashmir?
In Srinagar, ATMs are widely available in key areas such as Lal Chowk, near the Dal Lake, and around major hotels and tourist spots like Nishat Bagh. Popular banks like SBI, HDFC, and Axis Bank maintain reliable machines, though it’s advisable to check for 24/7 accessibility during peak tourist seasons when queues may form due to high demand for cash withdrawals in Jammu and Kashmir.
Which banks have the most reliable ATMs in Srinagar?
Major banks operating ATMs in Srinagar include State Bank of India (SBI), Punjab National Bank (PNB), HDFC Bank, and ICICI Bank, which are known for their uptime and cash availability even in remote parts of Jammu and Kashmir. Local cooperative banks also provide services, but sticking to national chains ensures better card compatibility for international visitors using Visa or Mastercard.
Are there frequent cash shortages at ATMs in Srinagar?
Cash shortages at ATMs in Srinagar can occur due to regional factors like security restrictions and high tourism influx in Jammu and Kashmir, particularly during winter or unrest periods. To mitigate this, withdraw during weekdays early morning, carry backup cards, and consider exchanging currency at authorized money changers or hotels as alternatives for Indian Rupees.
What safety tips should I follow when using ATMs in Srinagar?
When using ATMs in Srinagar, always choose well-lit, indoor machines in bank branches to avoid skimming devices, cover your PIN entry, and prefer international cards with chip-and-PIN for security in Jammu and Kashmir. Inform your bank of travel plans to prevent blocks, and have emergency cash handy as some machines may reject foreign cards due to network issues.
Discover the convenience of reliable ATMs scattered across Srinagar, from the vibrant markets of Lal Chowk to the serene banks of Dal Lake, ensuring secure and 24/7 access to your funds amid the city’s stunning Himalayan backdrop. Whether you’re a traveler exploring Kashmir’s treasures or a local in need of quick transactions, these strategically located machines from major banks like SBI and HDFC provide seamless service with minimal fees. We appreciate your time on this guide—bank smartly and enjoy your Srinagar journey.

