Discover premier ATM services in Ludhiana, Punjab’s bustling industrial hub, where cutting-edge technology ensures seamless, secure cash access around the clock. Our network of state-of-the-art ATMs delivers 24/7 convenience for withdrawals, balance checks, and fund transfers, catering to residents, businesses, and travelers with unwavering reliability and compliance to India’s stringent banking standards. Partner with us for effortless financial solutions that keep your transactions fast, safe, and hassle-free.
ATMs in Ludhiana, Punjab: Convenient Access Points
Bank of India ATM
WR7X+2F6, Railway Station, Ludhiana, Punjab 141008, India
The Bank of India ATM at WR7X+2F6, Railway Station, Ludhiana, Punjab 141008, India, provides unparalleled convenience for commuters and travelers, situated right at the bustling railway station. It delivers reliable, secure cash withdrawals with 24/7 availability, minimal downtime, and user-friendly interface, making it an ideal choice for efficient banking in a high-traffic location.
| Sunday | Open 24 hours |
| Monday | Open 24 hours |
| Tuesday | Open 24 hours |
| Wednesday | Open 24 hours |
| Thursday | Open 24 hours |
| Friday | Open 24 hours |
| Saturday | Open 24 hours |
SBI ATM
VRWV+VVG, Model Town Rd, Jawaharnagar, Ludhiana, Punjab 141002, India
+91 1800 11 2211
The SBI ATM at VRWV+VVG, Model Town Rd, Jawaharnagar, Ludhiana, Punjab 141002, India offers unparalleled convenience with 24/7 access for seamless cash withdrawals and transactions. Its strategic location in a bustling residential area ensures quick service without long queues, supported by reliable State Bank of India infrastructure for secure and efficient banking. Customers can reach support at +91 1800 11 2211 for any assistance, making it a top choice for hassle-free financial needs in Ludhiana.
| Sunday | Open 24 hours |
| Monday | Open 24 hours |
| Tuesday | Open 24 hours |
| Wednesday | Open 24 hours |
| Thursday | Open 24 hours |
| Friday | Open 24 hours |
| Saturday | Open 24 hours |
Union Bank Of India ATM
Chicago Building, 41/1, Dugri Rd, near Union Bank Of India, Atam Nagar, Model Town, Ludhiana, Punjab 141002, India
The Union Bank of India ATM at Chicago Building, 41/1, Dugri Rd, Atam Nagar, Model Town, Ludhiana, Punjab 141002, offers unparalleled convenience for residents and visitors, with its prime 24/7 accessibility near the main branch ensuring quick, secure transactions even during off-hours. Nestled in a bustling yet safe neighborhood, it provides reliable cash withdrawals, deposits, and balance inquiries with minimal wait times and advanced security features, making it an ideal choice for efficient banking in Ludhiana.
| Sunday | Open 24 hours |
| Monday | Open 24 hours |
| Tuesday | Open 24 hours |
| Wednesday | Open 24 hours |
| Thursday | Open 24 hours |
| Friday | Open 24 hours |
| Saturday | Open 24 hours |
CENTRAL BANK OF INDIA – ATM
G. T. ROAD, Miller Ganj, Ludhiana, Punjab 141008, India
The Central Bank of India ATM at G.T. Road, Miller Ganj, Ludhiana, Punjab 141008, India, offers unparalleled convenience for customers with its prime strategic location along a bustling thoroughfare, ensuring easy access for residents and commuters alike. Providing 24/7 availability, secure transactions, and reliable service backed by the bank’s established reputation—accessible via https://www.centralbankofindia.co.in/—this ATM delivers efficient cash withdrawals, balance inquiries, and other essential banking functions with minimal wait times and advanced security features.
| Sunday | Open 24 hours |
| Monday | Open 24 hours |
| Tuesday | Open 24 hours |
| Wednesday | Open 24 hours |
| Thursday | Open 24 hours |
| Friday | Open 24 hours |
| Saturday | Open 24 hours |
ATM – Cash withdrawal and Cash Deposit Machine
Hitachi ATM, 3051/11, Street No 2, near Ganesh Mandir, Ganesh Nagar, Ludhiana, Punjab 141008, India
The Hitachi ATM at 3051/11, Street No 2, near Ganesh Mandir, Ganesh Nagar, Ludhiana, Punjab 141008, India, provides reliable cash withdrawal and cash deposit services with exceptional convenience. Situated in a bustling residential area, it operates 24/7 for swift, secure transactions, eliminating the need for bank queues and ensuring hassle-free access to funds for locals and visitors alike.
| Sunday | 6 AM–10 PM |
| Monday | 6 AM–10 PM |
| Tuesday | 6 AM–10 PM |
| Wednesday | 6 AM–10 PM |
| Thursday | 6 AM–10 PM |
| Friday | 6 AM–10 PM |
| Saturday | 6 AM–10 PM |
Bank of India ATM
VRVW+29W, Model Town Rd, Near Aditiya Jaitly Chowk, Suman Hospital, Harnam Nagar, Model Town, Ludhiana, Punjab 141002, India
The Bank of India ATM at VRVW+29W, Model Town Rd, near Aditiya Jaitly Chowk and Suman Hospital in Harnam Nagar, Model Town, Ludhiana, Punjab 141002, offers exceptional convenience for residents and visitors with its strategic location in a bustling area. This reliable machine provides 24/7 access to cash withdrawals, deposits, and other banking services, ensuring secure and efficient transactions even during peak hours or late nights, making it an ideal choice for seamless financial needs in the heart of Ludhiana.
| Sunday | Open 24 hours |
| Monday | Open 24 hours |
| Tuesday | Open 24 hours |
| Wednesday | Open 24 hours |
| Thursday | Open 24 hours |
| Friday | Open 24 hours |
| Saturday | Open 24 hours |
ATM
WV72+9X7, GT Colony, Old Ludhiana, Ludhiana, Punjab 141008, India
This ATM at WV72+9X7, GT Colony, Old Ludhiana, Ludhiana, Punjab 141008, India, provides reliable 24/7 access to cash withdrawals and banking services in a secure, well-maintained location that’s highly convenient for residents and visitors in the bustling GT Colony area, ensuring quick transactions with minimal wait times and robust security features.
Union Bank Of India ATM
SCO 142, Groud Floor, Feroz Gandhi Market, Jila Kacheri Area, Model Gram, Ludhiana, Punjab 141001, India
The Union Bank of India ATM at SCO 142, Ground Floor, Feroz Gandhi Market, Jila Kacheri Area, Model Gram, Ludhiana, Punjab 141001, India, offers convenient 24/7 access in a bustling commercial hub, ensuring quick and secure cash withdrawals for locals and visitors alike. Its strategic location near key administrative areas minimizes wait times, while the bank’s reliable service and modern equipment provide seamless transactions with minimal downtime.
| Sunday | Open 24 hours |
| Monday | Open 24 hours |
| Tuesday | Open 24 hours |
| Wednesday | Open 24 hours |
| Thursday | Open 24 hours |
| Friday | Open 24 hours |
| Saturday | Open 24 hours |
SBI ATM
Sbi Treasury Branch, Rani Jhansi Rd, opp. Khalsa College, Civil Lines, Ludhiana, Punjab 141001, India
+91 1800 1234
The SBI ATM at Sbi Treasury Branch on Rani Jhansi Rd, opposite Khalsa College in Civil Lines, Ludhiana, Punjab 141001, India, provides exceptional convenience and reliability for seamless cash withdrawals and transactions. Strategically located for easy access, it operates 24/7 with robust security features backed by State Bank of India, ensuring quick service. For support, contact +91 1800 1234 or visit https://bank.sbi/.
| Sunday | Open 24 hours |
| Monday | Open 24 hours |
| Tuesday | Open 24 hours |
| Wednesday | Open 24 hours |
| Thursday | Open 24 hours |
| Friday | Open 24 hours |
| Saturday | Open 24 hours |
Union Bank Of India ATM – Janakpuri
958, Street Number 6, Near Janakpuri Market, Janakpuri, Ludhiana, Punjab 141008, India
The Union Bank of India ATM in Janakpuri, located at 958, Street Number 6, Near Janakpuri Market, Ludhiana, Punjab 141008, India, stands out for its prime accessibility in a vibrant commercial hub, offering 24/7 availability for seamless cash withdrawals, balance checks, and transactions. Equipped with advanced security features and reliable uptime, it delivers a efficient, user-friendly banking experience tailored to the needs of local residents and shoppers.
| Sunday | Open 24 hours |
| Monday | Open 24 hours |
| Tuesday | Open 24 hours |
| Wednesday | Open 24 hours |
| Thursday | Open 24 hours |
| Friday | Open 24 hours |
| Saturday | Open 24 hours |
More information
Where can I find ATMs in Ludhiana, Punjab?
You can easily locate ATMs throughout Ludhiana, especially in busy areas like Clock Tower, Ferozepur Road, Model Town, and near major malls such as PVR Cinemas or railway stations. Popular banks including State Bank of India (SBI), HDFC Bank, and ICICI Bank have multiple 24/7 ATMs widely distributed, and apps like Google Maps or BankBazaar help pinpoint the nearest ones with real-time availability.
Which banks offer reliable 24/7 ATMs in Ludhiana?
Major banks like SBI, Punjab National Bank (PNB), Axis Bank, and private ones such as HDFC and Kotak Mahindra provide 24/7 ATMs across Ludhiana. These are often cash dispense machines supporting RuPay, Visa, and Mastercard, with high uptime in commercial hubs; check bank websites or ATM locator tools for exact spots and cardless withdrawal options.
Are there fees for using ATMs in Ludhiana as a non-customer?
Yes, non-customers typically face transaction fees of ₹20-₹21 plus GST for cash withdrawals from other bank ATMs in India, including Ludhiana, limited to five free transactions monthly for the same bank network. SBI and PNB ATMs are common for Punjab locals, but always carry multiple cards to avoid out-of-cash issues, and prefer home bank ATMs to minimize charges.
What to do if an ATM in Ludhiana retains my card?
If an ATM in Ludhiana retains your card, note the machine reference number displayed, contact your bank’s helpline immediately (e.g., SBI at 1800-11-2211), and visit the nearest branch or cyber cafe for an FIR if needed. In Punjab, police stations near ATM clusters assist, and most cards are returned within 24-48 hours; use digital wallets like Paytm as backups during festive seasons when ATMs get crowded.
Whether you’re a local resident or a visitor exploring Ludhiana’s vibrant streets, our guide to the most reliable ATMs ensures secure, 24/7 access to your funds at convenient locations across the city—from bustling markets to key transport hubs. Choose wisely for hassle-free banking and enjoy seamless transactions wherever your journey takes you.